Valued policy laws by state: what they pay on a total loss, and where they stop
A valued policy law makes the amount on the policy the payment for a total loss. Which states have one, which perils each reaches, and the losses they leave out.
Author
Alex Toler
The broker behind the guides in Resources: how he works with a client, the states he is licensed in and everything he has written here.
- Role
- Commercial insurance broker
- Credentials
- Licensed insurance producer
- In insurance
- 15 years
- NPN
- 17045277
About Alex
With 15 years in the insurance industry, Alex knows insurance isn't anyone's favorite topic, so he makes the process simple and straightforward.
In an industry known for confusing policies and last-minute renewal surprises, Alex takes a different approach: he first teaches his clients how their coverage works, then follows a proven process to get them the best deal on their insurance.
Like many of his clients, Alex and his wife are entrepreneurs who each own a business and invest in real estate, so he understands what's at stake in protecting what you've built.
Where Alex is licensed
Alex Toler is a licensed insurance producer, National Producer Number (NPN) 17045277. Each state license is listed below with its number.
| State | License number |
|---|---|
| Missouri Resident | 8298646 |
| Illinois | 17045277 |
| Texas | 2119626 |
| Florida | G319713 |
| Iowa | 17045277 |
| North Carolina | 17045277 |
| Tennessee | 3004288155 |
In a state not listed, Alex Toler obtains a nonresident producer license in that state before any coverage is placed.
Published
Written by Alex Toler
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